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Affluent Christian Investor | October 17, 2017

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4 Practical Questions on Using Your Money

Perhaps it’s happened to you: You are walking across the parking lot and discover a $20 bill, and there are no people and no cars nearby. You pocket the $20. What will you do with it?

What you do with your money is a question that applies to everyone—whether you have a little or a lot. When I was practicing law, I was assigned certain pro bono cases in which I represented clients in some of the lowest income areas. When I visited their apartments, I was surprised to find some of the latest and best electronics of all kinds. On the other hand, I also had occasion to visit the homes of some others who lived quite frugally, yet gave quite generously.

It comes down to choice: What will I do with what I have?

Here are 4 questions to prompt discussion for your family:

  1. What percentage of income do you save each month?
  2. What items on your shopping list are essential—necessary for survival—and which are wants or desires?
  3. If you suddenly received an inheritance, a windfall, what would you do with the proceeds?
  4. What items do you purchase and then throw out quickly, and which do you keep for longer periods of time?

Do you have your own starter questions for family discussions? Please send them to me at



Originally published on Bill High’s website.


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